{"id":46611,"date":"2026-08-12T09:27:20","date_gmt":"2026-08-12T07:27:20","guid":{"rendered":"https:\/\/www.pricewise.nl\/blog\/?p=46611"},"modified":"2026-08-03T14:32:16","modified_gmt":"2026-08-03T12:32:16","slug":"energielabel-hypotheek","status":"publish","type":"post","link":"https:\/\/www.pricewise.nl\/blog\/energielabel-hypotheek\/","title":{"rendered":"Energielabel en hypotheek: hoeveel extra kun je lenen in 2026?\u00a0"},"content":{"rendered":"\n<p><strong><span class=\"TextRun MacChromeBold SCXW38489952 BCX0\" lang=\"NL-NL\" xml:lang=\"NL-NL\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW38489952 BCX0\">Twee huizen in dezelfde straat, met dezelfde vraagprijs. Toch leen je voor het ene huis tot \u20ac 40.000 meer dan voor het andere. Hoe verschil? Het energielabel. Sinds 2024 telt het energielabel van een woning mee voor je maximale hypotheek. Koop je een energiezuinig huis, dan kun je meer lenen voor de aankoop. Koop je juist een woning met een slecht energielabel, dan&nbsp;<\/span><span class=\"NormalTextRun SCXW38489952 BCX0\">kun&nbsp;<\/span><span class=\"NormalTextRun SCXW38489952 BCX0\">je extra hypotheek&nbsp;<\/span><span class=\"NormalTextRun SCXW38489952 BCX0\">krijgen&nbsp;<\/span><span class=\"NormalTextRun SCXW38489952 BCX0\">om de woning te verduurzamen. We leggen uit hoe dat werkt en hoeveel extra je in 2026 leent.<\/span><\/span><span class=\"EOP Selected SCXW38489952 BCX0\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559685&quot;:0,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:279}\">&nbsp;<\/span><\/strong><\/p>\n\n\n\n<!--more-->\n\n\n\n<style>\n  .pw-block-wrap {\n    max-width: 700px;\n    margin: 24px 0;\n    font-family: inherit;\n    text-align: center;\n  }\n\n  \/* --- Google-favoriet knop --- *\/\n  .pw-google-btn {\n    display: inline-flex;\n    align-items: center;\n    justify-content: center;\n    gap: 10px;\n    width: auto;\n    box-sizing: border-box;\n    padding: 12px 20px;\n    border: 1.5px solid #1B2A6B;\n    border-radius: 10px;\n    background: #ffffff;\n    color: #1B2A6B;\n    font-size: 16px;\n    font-weight: 700;\n    text-decoration: none;\n    transition: background 0.15s ease;\n  }\n  .pw-google-btn:hover {\n    background: #F4F5FA;\n  }\n  .pw-google-btn svg {\n    flex-shrink: 0;\n    width: 20px;\n    height: 20px;\n  }\n\n  \/* --- \"In dit artikel\" blok --- *\/\n  .pw-toc-box {\n    margin-top: 12px;\n    padding: 20px 24px;\n    background: #F4F5FA;\n    border-radius: 10px;\n    text-align: left;\n  }\n  .pw-toc-box p {\n    margin: 0 0 10px 0;\n    font-size: 18px;\n    font-weight: 700;\n    color: #1B2A6B;\n  }\n  .pw-toc-box ul {\n    margin: 0;\n    padding-left: 20px;\n  }\n  .pw-toc-box li {\n    margin-bottom: 8px;\n    font-size: 16px;\n    line-height: 1.5;\n    color: #1a1a1a;\n  }\n  .pw-toc-box li:last-child {\n    margin-bottom: 0;\n  }\n<\/style>\n\n<div class=\"pw-block-wrap\">\n\n  <a href=\"https:\/\/www.google.com\/preferences\/source?q=pricewise.nl\" class=\"pw-google-btn\" target=\"_blank\" rel=\"noopener\">\n    <svg viewBox=\"0 0 48 48\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n      <path fill=\"#FFC107\" d=\"M43.6 20.5H42V20H24v8h11.3C33.7 32.7 29.3 36 24 36c-6.6 0-12-5.4-12-12s5.4-12 12-12c3.1 0 5.8 1.2 7.9 3.1l5.7-5.7C33.9 6.1 29.2 4 24 4 12.9 4 4 12.9 4 24s8.9 20 20 20 20-8.9 20-20c0-1.3-.1-2.7-.4-3.5z\"\/>\n      <path fill=\"#FF3D00\" d=\"M6.3 14.7l6.6 4.8C14.6 15.9 18.9 13 24 13c3.1 0 5.8 1.2 7.9 3.1l5.7-5.7C33.9 6.1 29.2 4 24 4 16.3 4 9.7 8.3 6.3 14.7z\"\/>\n      <path fill=\"#4CAF50\" d=\"M24 44c5.2 0 9.9-2 13.4-5.2l-6.2-5.2C29.2 35.4 26.7 36 24 36c-5.3 0-9.7-3.3-11.3-8l-6.5 5C9.6 39.6 16.2 44 24 44z\"\/>\n      <path fill=\"#1976D2\" d=\"M43.6 20.5H42V20H24v8h11.3c-.8 2.3-2.3 4.3-4.1 5.6l6.2 5.2C40.5 36.2 44 30.7 44 24c0-1.3-.1-2.7-.4-3.5z\"\/>\n    <\/svg>\n    <span>Maak ons je Google-favoriet<\/span>\n  <\/a>\n\n  <div class=\"pw-toc-box\">\n    <p>In dit artikel:<\/p>\n    <ul>\n      <li>Hoe beter het energielabel van de woning, hoe meer je kunt lenen.<\/li>\n      <li>Koop je een energiezuinige woning? Dan leen je meer voor de aankoop zelf, in 2026 maximaal \u20ac 40.000 extra.<\/li>\n      <li>Koop je een woning met energielabel E, F of G? Dan leen je tot \u20ac 20.000 extra. Dit bedrag besteed je verplicht aan verduurzaming.<\/li>\n      <li>Koop je met NHG en verduurzaam je? Dan ligt de NHG-grens in 2026 hoger: \u20ac 498.200 in plaats van \u20ac 470.000.<\/li>\n      <li>Sommige hypotheekverstrekkers geven ook rentekorting bij een goed energielabel.<\/li>\n    <\/ul>\n  <\/div>\n\n<\/div>\n\n\n\n<h2 aria-level=\"2\"><span data-contrast=\"none\">Waarom heeft het energielabel invloed op je hypotheek?<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">Een energiezuinige woning verbruikt minder gas en stroom dan een minder goed ge\u00efsoleerde woning. Daardoor is je\u00a0<\/span><a href=\"https:\/\/www.pricewise.nl\/energie-vergelijken\/energieprijzen\/energierekening\/\"><span data-contrast=\"none\">energierekening<\/span><\/a><span data-contrast=\"auto\">\u00a0lager\u00a0en\u00a0houd je iedere maand meer geld over voor je hypotheeklasten.\u00a0Om die reden houden hypotheekverstrekkers sinds 2024 rekening met het energielabel van de woning. Hoe beter het label, hoe hoger het bedrag dat je verantwoord kunt lenen.\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h2 aria-level=\"2\"><span data-contrast=\"none\">Hoeveel extra hypotheek krijg je\u00a0met een goed energielabel?<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">Vanaf 1 januari 2026 gelden de volgende extra leenbedragen.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<table style=\"border-collapse: collapse; width: 100%;\">\n<tbody>\n<tr>\n<td style=\"width: 50%;\"><strong>Energielabel<\/strong><\/td>\n<td style=\"width: 50%;\"><strong>Extra hypotheek voor aankoop<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">E, F of G<\/td>\n<td style=\"width: 50%;\"><span class=\"TextRun SCXW61800985 BCX0\" lang=\"NL-NL\" xml:lang=\"NL-NL\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW61800985 BCX0\">\u20ac 0<\/span><\/span><span class=\"EOP Selected SCXW61800985 BCX0\" data-ccp-props=\"{}\">\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">C of D<\/td>\n<td style=\"width: 50%;\"><span class=\"TextRun SCXW61800985 BCX0\" lang=\"NL-NL\" xml:lang=\"NL-NL\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW61800985 BCX0\">\u20ac 5.000<\/span><\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">A of B<\/td>\n<td style=\"width: 50%;\"><span class=\"TextRun SCXW61800985 BCX0\" lang=\"NL-NL\" xml:lang=\"NL-NL\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW61800985 BCX0\">\u20ac 10.000<\/span><\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">A+ of A++<\/td>\n<td style=\"width: 50%;\"><span class=\"TextRun SCXW61800985 BCX0\" lang=\"NL-NL\" xml:lang=\"NL-NL\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW61800985 BCX0\">\u20ac 20.000<\/span><\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">A+++<\/td>\n<td style=\"width: 50%;\"><span class=\"TextRun SCXW61800985 BCX0\" lang=\"NL-NL\" xml:lang=\"NL-NL\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW61800985 BCX0\">\u20ac 25.000<\/span><\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">A++++<\/td>\n<td style=\"width: 50%;\"><span class=\"TextRun SCXW61800985 BCX0\" lang=\"NL-NL\" xml:lang=\"NL-NL\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW61800985 BCX0\">\u20ac 30.000<\/span><\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">A++++ met energieprestatiegarantie*<\/td>\n<td style=\"width: 50%;\"><span class=\"TextRun SCXW61800985 BCX0\" lang=\"NL-NL\" xml:lang=\"NL-NL\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW61800985 BCX0\">\u20ac 40.000<\/span><\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><i><span data-contrast=\"auto\">*Een energieprestatiegarantie is een garantie van minimaal tien jaar dat de woning de beloofde energieprestatie levert. De bouwer geeft deze garantie meestal af bij nul-op-de-meterwoningen: woningen die evenveel energie opwekken als ze verbruiken.<\/span><\/i><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559685&quot;:0,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Goed om te weten: de extra hypotheek bij een goed energielabel is bedoeld voor de aankoop en kent geen bestedingsverplichting. De extra hypotheek voor verduurzamen (zie hieronder) is dat w\u00e9l: dat bedrag gaat verplicht naar energiebesparende maatregelen, en de geldverstrekker controleert dit vaak via een bouwdepot.<\/span><\/p>\n\n\n\n<h2 aria-level=\"2\"><span data-contrast=\"none\">Extra hypotheek voor A+++ en A++++ iets lager in 2026<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">Vanaf 1 januari 2026 kun je bij woningen met energielabel A+++ en A++++ iets minder extra hypotheek krijgen dan in 2025. Dat komt doordat\u00a0<\/span><a href=\"https:\/\/www.pricewise.nl\/energie-vergelijken\/zonnepanelen\/\"><span data-contrast=\"none\">zonnepanelen<\/span><\/a><span data-contrast=\"auto\">\u00a0minder financieel voordeel opleveren dan voorheen. Veel energieleveranciers rekenen inmiddels\u00a0<\/span><a href=\"https:\/\/www.pricewise.nl\/energie-vergelijken\/zonnepanelen\/terugleverkosten\/\"><span data-contrast=\"none\">terugleverkosten<\/span><\/a><span data-contrast=\"auto\">\u00a0en vanaf 1 januari 2027 stopt de\u00a0<\/span><a href=\"https:\/\/www.pricewise.nl\/energie-vergelijken\/zonnepanelen\/salderen\/salderingsregeling\/\"><span data-contrast=\"none\">salderingsregeling<\/span><\/a><span data-contrast=\"auto\">. Daardoor zijn de verwachte energiebesparingen lager en is ook de extra\u00a0leenruimte\u00a0iets kleiner geworden.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h2 aria-level=\"2\"><span data-contrast=\"none\">Extra hypotheek voor verduurzamen<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">Koop je een woning met een minder goed energielabel? Dan kun je extra lenen om de woning energiezuiniger te maken.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Dit extra bedrag moet je gebruiken voor energiebesparende maatregelen, zoals:<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><a href=\"https:\/\/www.pricewise.nl\/energie-vergelijken\/isolatie\/\"><span data-contrast=\"none\">isolatie<\/span><\/a><span data-contrast=\"auto\">;<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><a href=\"https:\/\/www.pricewise.nl\/energie-vergelijken\/isolatie\/dubbel-glas\/\"><span data-contrast=\"none\">HR++- of triple glas<\/span><\/a><span data-contrast=\"auto\">;<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">een\u00a0<\/span><a href=\"https:\/\/www.pricewise.nl\/energie-vergelijken\/duurzame-energie\/energie-besparen\/warmtepomp\/\"><span data-contrast=\"none\">warmtepomp<\/span><\/a><span data-contrast=\"auto\">;<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">zonnepanelen.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">In 2026 gelden de volgende bedragen:<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 184px;\">\n<tbody>\n<tr style=\"height: 23px;\">\n<td style=\"width: 50%; height: 23px;\"><strong>Energielabel<\/strong><\/td>\n<td style=\"width: 50%; height: 23px;\"><strong>Extra hypotheek voor verduurzamen<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 23px;\">\n<td style=\"width: 50%; height: 23px;\">E, F of G<\/td>\n<td style=\"width: 50%; height: 23px;\">\u20ac 20.000<\/td>\n<\/tr>\n<tr style=\"height: 23px;\">\n<td style=\"width: 50%; height: 23px;\">C of D<\/td>\n<td style=\"width: 50%; height: 23px;\">\u20ac 15.000<\/td>\n<\/tr>\n<tr style=\"height: 23px;\">\n<td style=\"width: 50%; height: 23px;\">A of B<\/td>\n<td style=\"width: 50%; height: 23px;\">\u20ac 10.000<\/td>\n<\/tr>\n<tr style=\"height: 23px;\">\n<td style=\"width: 50%; height: 23px;\">A+ of A++<\/td>\n<td style=\"width: 50%; height: 23px;\">\u20ac 10.000<\/td>\n<\/tr>\n<tr style=\"height: 23px;\">\n<td style=\"width: 50%; height: 23px;\">A+++<\/td>\n<td style=\"width: 50%; height: 23px;\">\u20ac 0<\/td>\n<\/tr>\n<tr style=\"height: 23px;\">\n<td style=\"width: 50%; height: 23px;\">A++++<\/td>\n<td style=\"width: 50%; height: 23px;\">\u20ac 0<\/td>\n<\/tr>\n<tr style=\"height: 23px;\">\n<td style=\"width: 50%; height: 23px;\">A++++ met energieprestatiegarantie<\/td>\n<td style=\"width: 50%; height: 23px;\">\u20ac 0<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n<h2 aria-level=\"2\"><span data-contrast=\"none\">Koop je met NHG? Dan geldt een hogere grens bij verduurzaming<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">&nbsp;<\/span><\/h2>\n<p><span data-contrast=\"auto\">De Nationale Hypotheek Garantie (NHG) heeft in 2026 een kostengrens van \u20ac 470.000. Besteed je een deel van je hypotheek aantoonbaar aan energiebesparende maatregelen? Dan ligt de grens 6% hoger, op \u20ac&nbsp;498.200. Zo valt een iets duurdere woning t\u00f3ch binnen NHG, zolang het extra bedrag naar verduurzaming gaat.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559685&quot;:0,&quot;335559737&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:279}\">&nbsp;<\/span><\/p>\n<p aria-level=\"2\"><span data-contrast=\"none\">Kun je ook je huidige woning verduurzamen?<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">&nbsp;<\/span><\/p>\n<p><span data-contrast=\"auto\">Ja. Ook als je al een koopwoning hebt, kun je extra geld lenen om je huis te verduurzamen.<\/span><span data-ccp-props=\"{}\">&nbsp;<\/span><\/p>\n<h2><span data-contrast=\"auto\">Dat kan bijvoorbeeld door:<\/span><span data-ccp-props=\"{}\">&nbsp;<\/span><\/h2>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">je&nbsp;bestaande hypotheek te verhogen;<\/span><span data-ccp-props=\"{}\">&nbsp;<\/span><\/li>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">een&nbsp;tweede hypotheek af te sluiten;<\/span><span data-ccp-props=\"{}\">&nbsp;<\/span><\/li>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">een&nbsp;verduurzamingslening af te sluiten.&nbsp;<\/span><span data-ccp-props=\"{}\">&nbsp;<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">Een tweede hypotheek afsluiten brengt advies- en notariskosten mee en komt in de praktijk het minst voor. Een toegankelijk alternatief is de&nbsp;Energiebespaarlening&nbsp;van het Nationaal Warmtefonds. Daarvoor heb je geen notaris nodig en huishoudens met een lager inkomen betalen 0% rente.<\/span><span data-ccp-props=\"{}\">&nbsp;<\/span><\/p>\n<p><span data-contrast=\"auto\">Verhoog je jouw hypotheek voor energiebesparende maatregelen? Dan is de hypotheekrente in veel gevallen fiscaal aftrekbaar. Vraag je hypotheekadviseur of dit in jouw situatie geldt.<\/span><span data-ccp-props=\"{}\">&nbsp;<\/span><\/p>\n<h2 aria-level=\"2\"><span data-contrast=\"none\">Krijg je ook rentekorting met een goed energielabel?<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">&nbsp;<\/span><\/h2>\n<p><span data-contrast=\"auto\">Sommige hypotheekverstrekkers geven korting op de hypotheekrente als je woning een goed energielabel heeft.&nbsp;Deze duurzaamheidskorting bedraagt&nbsp;0,10% tot 0,15%, afhankelijk van de geldverstrekker.<\/span><span data-ccp-props=\"{}\">&nbsp;<\/span><\/p>\n<h2 aria-level=\"2\"><span data-contrast=\"none\">Bespaar nog meer op je energiekosten<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">&nbsp;<\/span><\/h2>\n<p><span data-contrast=\"auto\">Een goed energielabel zorgt voor een lagere energierekening. Maar ook met een voordelig energiecontract bespaar je op je maandlasten. Door energieleveranciers regelmatig te vergelijken, zie je eenvoudig&nbsp;hoeveel geld je bespaart door over te stappen.&nbsp;<\/span><span data-ccp-props=\"{}\">&nbsp;<\/span><\/p>\n<p style=\"text-align: center;\"><a class=\"cta-button1\" href=\"https:\/\/www.pricewise.nl\/energie-vergelijken\/\/\" rel=\"noopener noreferrer\">Vergelijk energiecontracten en bespaar!<\/a><\/p>\n\n\n","protected":false},"excerpt":{"rendered":"<p>Twee huizen in dezelfde straat, met dezelfde vraagprijs. Toch leen je voor het ene huis tot \u20ac 40.000 meer dan voor het andere. Hoe verschil? Het energielabel. Sinds 2024 telt het energielabel van een woning mee voor je maximale hypotheek. Koop je een energiezuinig huis, dan kun je meer lenen voor de aankoop. Koop je [&hellip;]<\/p>\n","protected":false},"author":95,"featured_media":46613,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":"","_members_access_role":[],"_members_access_error":"","_links_to":"","_links_to_target":""},"categories":[5,76],"tags":[],"class_list":["post-46611","post","type-post","status-publish","format-standard","has-post-thumbnail","category-energie","category-woonverzekering","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Energielabel en hypotheek: hoeveel extra kun je lenen?<\/title>\n<meta name=\"description\" content=\"Koop je een energiezuinig huis? In 2026 leen je tot \u20ac 40.000 meer. Bekijk de tabellen per energielabel en ontdek wat jij extra kunt lenen.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pricewise.nl\/blog\/energielabel-hypotheek\/\" \/>\n<meta property=\"og:locale\" content=\"nl_NL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Energielabel en hypotheek: hoeveel extra kun je lenen?\" \/>\n<meta property=\"og:description\" content=\"Koop je een energiezuinig huis? In 2026 leen je tot \u20ac 40.000 meer. Bekijk de tabellen per energielabel en ontdek wat jij extra kunt lenen.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pricewise.nl\/blog\/energielabel-hypotheek\/\" \/>\n<meta property=\"og:site_name\" content=\"Pricewise Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/NLPricewise\/\" \/>\n<meta property=\"article:published_time\" content=\"2026-08-12T07:27:20+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pricewise.nl\/blog\/wp-content\/uploads\/2026\/07\/shutterstock_2459904345-1-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2491\" \/>\n\t<meta property=\"og:image:height\" content=\"1402\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Tom Schuitemaker\" \/>\n<meta name=\"twitter:label1\" content=\"Geschreven door\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tom Schuitemaker\" \/>\n\t<meta name=\"twitter:label2\" content=\"Geschatte leestijd\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minuten\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.pricewise.nl\\\/blog\\\/energielabel-hypotheek\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.pricewise.nl\\\/blog\\\/energielabel-hypotheek\\\/\"},\"author\":{\"name\":\"Tom Schuitemaker\",\"@id\":\"https:\\\/\\\/www.pricewise.nl\\\/blog\\\/#\\\/schema\\\/person\\\/08e1da94e17f89c6bbcce5a56f4c3896\"},\"headline\":\"Energielabel en hypotheek: hoeveel extra kun je lenen in 2026?\u00a0\",\"datePublished\":\"2026-08-12T07:27:20+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.pricewise.nl\\\/blog\\\/energielabel-hypotheek\\\/\"},\"wordCount\":762,\"publisher\":{\"@id\":\"https:\\\/\\\/www.pricewise.nl\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.pricewise.nl\\\/blog\\\/energielabel-hypotheek\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.pricewise.nl\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/shutterstock_2459904345-1-1.jpg\",\"articleSection\":[\"Energie\",\"Woonverzekering\"],\"inLanguage\":\"nl-NL\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.pricewise.nl\\\/blog\\\/energielabel-hypotheek\\\/\",\"url\":\"https:\\\/\\\/www.pricewise.nl\\\/blog\\\/energielabel-hypotheek\\\/\",\"name\":\"Energielabel en hypotheek: hoeveel extra kun je lenen?\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.pricewise.nl\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.pricewise.nl\\\/blog\\\/energielabel-hypotheek\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.pricewise.nl\\\/blog\\\/energielabel-hypotheek\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.pricewise.nl\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/shutterstock_2459904345-1-1.jpg\",\"datePublished\":\"2026-08-12T07:27:20+00:00\",\"description\":\"Koop je een energiezuinig huis? In 2026 leen je tot \u20ac 40.000 meer. Bekijk de tabellen per energielabel en ontdek wat jij extra kunt lenen.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.pricewise.nl\\\/blog\\\/energielabel-hypotheek\\\/#breadcrumb\"},\"inLanguage\":\"nl-NL\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.pricewise.nl\\\/blog\\\/energielabel-hypotheek\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"nl-NL\",\"@id\":\"https:\\\/\\\/www.pricewise.nl\\\/blog\\\/energielabel-hypotheek\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.pricewise.nl\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/shutterstock_2459904345-1-1.jpg\",\"contentUrl\":\"https:\\\/\\\/www.pricewise.nl\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/shutterstock_2459904345-1-1.jpg\",\"width\":2491,\"height\":1402,\"caption\":\"Huis\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.pricewise.nl\\\/blog\\\/energielabel-hypotheek\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.pricewise.nl\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Energielabel en hypotheek: hoeveel extra kun je lenen in 2026?\u00a0\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.pricewise.nl\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.pricewise.nl\\\/blog\\\/\",\"name\":\"Pricewise Blog\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.pricewise.nl\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.pricewise.nl\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"nl-NL\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.pricewise.nl\\\/blog\\\/#organization\",\"name\":\"Pricewise.nl\",\"url\":\"https:\\\/\\\/www.pricewise.nl\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"nl-NL\",\"@id\":\"https:\\\/\\\/www.pricewise.nl\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.pricewise.nl\\\/blog\\\/wp-content\\\/uploads\\\/2016\\\/08\\\/pricewise-logo-1.png\",\"contentUrl\":\"https:\\\/\\\/www.pricewise.nl\\\/blog\\\/wp-content\\\/uploads\\\/2016\\\/08\\\/pricewise-logo-1.png\",\"width\":300,\"height\":152,\"caption\":\"Pricewise.nl\"},\"image\":{\"@id\":\"https:\\\/\\\/www.pricewise.nl\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/NLPricewise\\\/\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UCAQND-CYO33buIofxuswPqQ\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.pricewise.nl\\\/blog\\\/#\\\/schema\\\/person\\\/08e1da94e17f89c6bbcce5a56f4c3896\",\"name\":\"Tom Schuitemaker\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"nl-NL\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/2c51f73cf59de5bc61613d192ca09d22abb772c1d8ac1b8effd4275b4e856bcd?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/2c51f73cf59de5bc61613d192ca09d22abb772c1d8ac1b8effd4275b4e856bcd?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/2c51f73cf59de5bc61613d192ca09d22abb772c1d8ac1b8effd4275b4e856bcd?s=96&d=mm&r=g\",\"caption\":\"Tom Schuitemaker\"},\"url\":\"https:\\\/\\\/www.pricewise.nl\\\/blog\\\/auteur\\\/tom-schuitemaker\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Energielabel en hypotheek: hoeveel extra kun je lenen?","description":"Koop je een energiezuinig huis? In 2026 leen je tot \u20ac 40.000 meer. Bekijk de tabellen per energielabel en ontdek wat jij extra kunt lenen.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.pricewise.nl\/blog\/energielabel-hypotheek\/","og_locale":"nl_NL","og_type":"article","og_title":"Energielabel en hypotheek: hoeveel extra kun je lenen?","og_description":"Koop je een energiezuinig huis? In 2026 leen je tot \u20ac 40.000 meer. Bekijk de tabellen per energielabel en ontdek wat jij extra kunt lenen.","og_url":"https:\/\/www.pricewise.nl\/blog\/energielabel-hypotheek\/","og_site_name":"Pricewise Blog","article_publisher":"https:\/\/www.facebook.com\/NLPricewise\/","article_published_time":"2026-08-12T07:27:20+00:00","og_image":[{"width":2491,"height":1402,"url":"https:\/\/www.pricewise.nl\/blog\/wp-content\/uploads\/2026\/07\/shutterstock_2459904345-1-1.jpg","type":"image\/jpeg"}],"author":"Tom Schuitemaker","twitter_misc":{"Geschreven door":"Tom Schuitemaker","Geschatte leestijd":"4 minuten"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.pricewise.nl\/blog\/energielabel-hypotheek\/#article","isPartOf":{"@id":"https:\/\/www.pricewise.nl\/blog\/energielabel-hypotheek\/"},"author":{"name":"Tom Schuitemaker","@id":"https:\/\/www.pricewise.nl\/blog\/#\/schema\/person\/08e1da94e17f89c6bbcce5a56f4c3896"},"headline":"Energielabel en hypotheek: hoeveel extra kun je lenen in 2026?\u00a0","datePublished":"2026-08-12T07:27:20+00:00","mainEntityOfPage":{"@id":"https:\/\/www.pricewise.nl\/blog\/energielabel-hypotheek\/"},"wordCount":762,"publisher":{"@id":"https:\/\/www.pricewise.nl\/blog\/#organization"},"image":{"@id":"https:\/\/www.pricewise.nl\/blog\/energielabel-hypotheek\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pricewise.nl\/blog\/wp-content\/uploads\/2026\/07\/shutterstock_2459904345-1-1.jpg","articleSection":["Energie","Woonverzekering"],"inLanguage":"nl-NL"},{"@type":"WebPage","@id":"https:\/\/www.pricewise.nl\/blog\/energielabel-hypotheek\/","url":"https:\/\/www.pricewise.nl\/blog\/energielabel-hypotheek\/","name":"Energielabel en hypotheek: hoeveel extra kun je lenen?","isPartOf":{"@id":"https:\/\/www.pricewise.nl\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.pricewise.nl\/blog\/energielabel-hypotheek\/#primaryimage"},"image":{"@id":"https:\/\/www.pricewise.nl\/blog\/energielabel-hypotheek\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pricewise.nl\/blog\/wp-content\/uploads\/2026\/07\/shutterstock_2459904345-1-1.jpg","datePublished":"2026-08-12T07:27:20+00:00","description":"Koop je een energiezuinig huis? In 2026 leen je tot \u20ac 40.000 meer. Bekijk de tabellen per energielabel en ontdek wat jij extra kunt lenen.","breadcrumb":{"@id":"https:\/\/www.pricewise.nl\/blog\/energielabel-hypotheek\/#breadcrumb"},"inLanguage":"nl-NL","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.pricewise.nl\/blog\/energielabel-hypotheek\/"]}]},{"@type":"ImageObject","inLanguage":"nl-NL","@id":"https:\/\/www.pricewise.nl\/blog\/energielabel-hypotheek\/#primaryimage","url":"https:\/\/www.pricewise.nl\/blog\/wp-content\/uploads\/2026\/07\/shutterstock_2459904345-1-1.jpg","contentUrl":"https:\/\/www.pricewise.nl\/blog\/wp-content\/uploads\/2026\/07\/shutterstock_2459904345-1-1.jpg","width":2491,"height":1402,"caption":"Huis"},{"@type":"BreadcrumbList","@id":"https:\/\/www.pricewise.nl\/blog\/energielabel-hypotheek\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.pricewise.nl\/blog\/"},{"@type":"ListItem","position":2,"name":"Energielabel en hypotheek: hoeveel extra kun je lenen in 2026?\u00a0"}]},{"@type":"WebSite","@id":"https:\/\/www.pricewise.nl\/blog\/#website","url":"https:\/\/www.pricewise.nl\/blog\/","name":"Pricewise Blog","description":"","publisher":{"@id":"https:\/\/www.pricewise.nl\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.pricewise.nl\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"nl-NL"},{"@type":"Organization","@id":"https:\/\/www.pricewise.nl\/blog\/#organization","name":"Pricewise.nl","url":"https:\/\/www.pricewise.nl\/blog\/","logo":{"@type":"ImageObject","inLanguage":"nl-NL","@id":"https:\/\/www.pricewise.nl\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.pricewise.nl\/blog\/wp-content\/uploads\/2016\/08\/pricewise-logo-1.png","contentUrl":"https:\/\/www.pricewise.nl\/blog\/wp-content\/uploads\/2016\/08\/pricewise-logo-1.png","width":300,"height":152,"caption":"Pricewise.nl"},"image":{"@id":"https:\/\/www.pricewise.nl\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/NLPricewise\/","https:\/\/www.youtube.com\/channel\/UCAQND-CYO33buIofxuswPqQ"]},{"@type":"Person","@id":"https:\/\/www.pricewise.nl\/blog\/#\/schema\/person\/08e1da94e17f89c6bbcce5a56f4c3896","name":"Tom Schuitemaker","image":{"@type":"ImageObject","inLanguage":"nl-NL","@id":"https:\/\/secure.gravatar.com\/avatar\/2c51f73cf59de5bc61613d192ca09d22abb772c1d8ac1b8effd4275b4e856bcd?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2c51f73cf59de5bc61613d192ca09d22abb772c1d8ac1b8effd4275b4e856bcd?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/2c51f73cf59de5bc61613d192ca09d22abb772c1d8ac1b8effd4275b4e856bcd?s=96&d=mm&r=g","caption":"Tom Schuitemaker"},"url":"https:\/\/www.pricewise.nl\/blog\/auteur\/tom-schuitemaker\/"}]}},"_links":{"self":[{"href":"https:\/\/www.pricewise.nl\/blog\/wp-json\/wp\/v2\/posts\/46611","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pricewise.nl\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pricewise.nl\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pricewise.nl\/blog\/wp-json\/wp\/v2\/users\/95"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pricewise.nl\/blog\/wp-json\/wp\/v2\/comments?post=46611"}],"version-history":[{"count":3,"href":"https:\/\/www.pricewise.nl\/blog\/wp-json\/wp\/v2\/posts\/46611\/revisions"}],"predecessor-version":[{"id":46656,"href":"https:\/\/www.pricewise.nl\/blog\/wp-json\/wp\/v2\/posts\/46611\/revisions\/46656"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.pricewise.nl\/blog\/wp-json\/wp\/v2\/media\/46613"}],"wp:attachment":[{"href":"https:\/\/www.pricewise.nl\/blog\/wp-json\/wp\/v2\/media?parent=46611"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pricewise.nl\/blog\/wp-json\/wp\/v2\/categories?post=46611"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pricewise.nl\/blog\/wp-json\/wp\/v2\/tags?post=46611"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}