Compare car insurance? Check out our best deals

If you want to take out car insurance, it is wise to compare car insurances in advance. Or do you already have insurance and want to know if you can get a lower premium? Even then comparing the insurance for the car is recommended. You can then make an informed choice between the coverages and premiums of different car insurance policies.

Pricewise makes car insurance comparisons easy. In just a few clicks, you can easily compare our best deals and get an overview of the insurances that match them based on your license plate number and your personal details. We will then show you an extensive and clear overview of all car insurances that you can take out through us. Comparing car insurances via Pricewise is very easy. With us, you can compare a large number of car insurances on price and quality. Due to the competitive deals we offer, you can save up to € 850 per year.

If you are going to compare car insurances, you must always enter your license plate, zip code and date of birth. Insurers base the premium on the type of car, your age and your place of residence.

For every year that you do not claim damage from an insurer, you will receive one claim-free year back. The more claim-free years you have, the more discount you will receive on your car insurance premium.

Also indicate how many kilometers you expect to drive per year. The more you drive, the greater the chance of damage. Car insurers take this risk into account when calculating the premium.

You can then compare car insurances via Pricewise. Within a few minutes you can see which car insurance suits your car best.

Anyone who has a car in their name is obliged to take out car insurance. You must take out at least third-party insurance in the Netherlands. That is the least extensive coverage you can choose. This covers damage that you as a driver cause to and to other people and vehicles. Because every car that goes on the road has this insurance, there is always a guarantee of compensation for the other party in the event of damage caused by someone else. If you hit the road with a car for which no car insurance has been taken out, you can get a hefty fine from the RDW. The costs for the damage you have made also add up considerably. You will then have to pay these costs yourself. No insurer will reimburse those costs for you, since you do not have insurance. So it is much better to just opt for a good, but as advantageous as possible car insurance.

Obligation insuring your car is mandatory. However, there is an exception: if you suspend the car's license plate, you can suspend (temporarily stop) or terminate the car insurance as long as the license plate is suspended. The car must then be parked on private property and is not allowed on the road. If you do, you can be fined.

The year of manufacture and the current value of your car are important when choosing your car insurance coverage. Just like what you think is important to insure in the basic insurance and additionally. For example, there are different coverages and various additional insurances can be taken out. For example, you can take out additional insurance for death or permanent disability in the event of an accident, for roadside assistance or for legal assistance.

How much does car insurance cost? The car premium you pay for insuring the car depends on a number of factors. Including the coverage you choose and any additional insurances. These two play a major role. Just like your age, the address and the number of claim-free years you have built up. The type of car also plays a role: for example, heavy, fast cars are often more expensive to insure than lighter, slower cars. These fast, heavier cars pose a greater risk of damage to the insurer. With us you can calculate the car insurance and find out which one is the most advantageous for you.

When taking out car insurance, you can choose from three different coverages. First of all, there is the minimum compulsory third-party insurance, but you can also opt for more extensive coverage: the WA + limited hull and the all-risk insurance.

You can determine which form of coverage is best to choose by looking at the age and current value of the car. It is also important for yourself to determine whether you can absorb financial setbacks and whether you are completely dependent on the car. If you cannot cope with a setback and are completely dependent on the car, it may pay to insure the car a little more extensively.

The more extensive the coverage, the more premium you usually have to pay. However, the number of claim-free years you have built up can make the premium differences smaller. You can clearly see these premium differences when you compare car insurance.

The cheapest car insurance is usually the minimum third-party insurance. The less you insure, the lower the premium. The cheapest car insurance for you depends on the coverage and additional insurance you choose. The number of claim-free years, your age, your address and the type of car you insure also affect the premium.

The cheapest car insurance is not always the best car insurance. And vice versa: the most expensive and comprehensive car insurance is not always the best choice either.

What is good car insurance? That is the car insurance that best suits your car, its current value and your financial situation. Initially, look at the age of the car to determine coverage. An older car generally has a lower current value. An all-risk insurance for a car with a very low current value is a shame, because you will be reimbursed little in the event of damage due to the low value of the car. In that case, such insurance is not the best car insurance. If you compare car insurance with us, we will help you choose the coverage that suits you best.

You can extend the basic coverage with various additional car insurances. The more insurance you choose on top of the basic coverage of the car insurance, the higher the premium is. However, the premium differs per insurer and car insurance. Additional car insurances include passenger damage, legal assistance and roadside assistance. You can also insure accessories in the car.

Have you found the car insurance that suits you best? Then you can submit an application directly. If you already have car insurance, you must cancel it yourself. Keep in mind that there is a notice period. If you apply for car insurance through us, we will ensure that your new insurer handles it. You will often hear within 1 working day whether your application for a new insurance has been completed properly, but that can also take a week. Please note: the car insurer does not have to accept you.

Do you want to hit the road immediately after applying for car insurance? With us you will hear within 5 minutes after the application whether you have provisional coverage, you will not always receive this. If you have provisional coverage, you will receive an email about it. The provisional coverage does not mean that the car insurer has actually accepted you. Once the car insurance application has been processed by the car insurer, you will hear whether it has been accepted or rejected.

Car insurers do not have an acceptance obligation. This means that the insurer does not have to approve your application. There is a chance that the insurer will reject the application, for example, if you have a claims history, have committed fraud or have a history of not paying the premiums. You then pose a greater risk of damage to the insurer. Keep this in mind if you want to switch to another, cheaper car insurance.

If you have already canceled the current car insurance and your application is not accepted, you run the risk of having to switch to a more expensive car insurance afterwards. So if in doubt about acceptance, wait to cancel the current car insurance.

Do you already have car insurance and are you switching? We cannot cancel your current car insurance for you at Pricewise. You have to do that yourself. On our page about cancelling, you can see how to cancel the insurance for each insurer. Don't forget to cancel the insurance yourself. This will prevent you from being double insured.

Do you have any questions about car insurance or car insurance comparison? At Pricewise, we help you make your choice. See if you can find the answer to your question in our FAQs.

At Pricewise, you can compare various insurance policies and take them out directly. In many cases, Pricewise also acts as an intermediary for the car insurance you take out. In that case, we are your point of contact during the insurance period. If you take out a car insurance policy with an insurer that does not work with intermediaries, then the insurer will be your contact person during the insurance period.

If you take out car insurance entirely by yourself online via Pricewise, without having had any further contact with us, we cannot be held liable for the choices you made during the online process.

When you use our comparison tool, the cheapest car insurance you can take out through us will appear at the top. Insurers only rank high in our comparison by offering sharp deals through us. In the comparison itself, you can also choose to compare the product terms of different insurance policies.

For every insurance policy taken out through Pricewise, we receive either a recurring or one-time commission from the insurance company. In return for this compensation, we provide a number of services:

• We continuously develop and improve our site for the best comparison.
• We negotiate the best possible deals for you.
• We take your personal preferences and wishes into account.
• We collect as much market data as possible, both on price and quality.
• We conduct thorough research and uncover all the hidden details.
• We are happy to help you with any questions during your switch, but also long after.
• In addition, in the case of a recurring commission, we act as the intermediary (and therefore contact person) for your car insurance.

To make things as easy as possible for you as a customer and to help you as best we can, we try to enter into commercial partnerships with as many insurers as possible. Unfortunately, not all insurers make their rates available.

In just a few clicks, you can easily compare our deals and get tailor-made advice.

We put our best deals for your situation in a clear overview. This way you can immediately see which deal suits you best. No top 3, but an extensive and clear overview. Do you live in Belgium? No problem, follow this link to compare energy suppliers. We also give you a clear overview of insurance.

Every day we negotiate the best possible deal for you that will save you serious money. For example, we often arrange discounts for you that you do not get through the provider itself.